{"id":144,"date":"2026-04-15T19:11:00","date_gmt":"2026-04-15T19:11:00","guid":{"rendered":"https:\/\/advancedemolink.com\/medicare\/?page_id=144"},"modified":"2026-04-15T19:28:57","modified_gmt":"2026-04-15T19:28:57","slug":"aca-info","status":"publish","type":"page","link":"https:\/\/advancedemolink.com\/medicare\/aca-info\/","title":{"rendered":"Aca Info"},"content":{"rendered":"[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;80&#8243; constrain_group_1=&#8221;yes&#8221; bottom_padding=&#8221;80&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; id=&#8221;aca-row&#8221; overlay_strength=&#8221;0.3&#8243; 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animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221; el_class=&#8221;w-head aca-sec&#8221;]\n<h2>Aetna Leaves the ACA marketplace<\/h2>\n<p><strong>Exit Date:<\/strong> Aetna will <strong>no longer offer ACA (Affordable Care Act) marketplace health plans starting January 1, 2026.<\/strong><\/p>\n<p><strong>Who\u2019s Affected:<\/strong> Anyone currently enrolled in an Aetna ACA plan will need to choose a <strong>new carrier during Open Enrollment<\/strong> for 2026 (which begins <strong>November 1, 2025<\/strong>).<\/p>\n<h2>Plans Change Every Year<\/h2>\n<p>Premiums, deductibles, copays, and provider networks can all change annually \u2014 even if your insurance company stays the same.<\/p>\n<h2>Income Changes Can Affect Your Plan<\/h2>\n<p>If your income or household size changes, your <strong>eligibility for subsidies<\/strong> may shift. Reporting early helps you avoid tax surprises.<\/p>\n<h2>Subsidies Continue for Most<\/h2>\n<p>The enhanced <strong>premium tax credits<\/strong> (originally from the American Rescue Plan and extended through 2025) may change. Congress may act again \u2014 but if not, some may see <strong>reduced subsidies in 2026.<\/strong><\/p>\n<h2>More Carriers, More Choices<\/h2>\n<p>Some markets will see <strong>new insurance companies enter<\/strong>, offering <strong>competitive pricing and benefits<\/strong> to replace those leaving (like Aetna)<\/p>\n<h2>More Plan Transparency<\/h2>\n<p>Starting 2026, insurers are required to provide clearer info on <strong>network providers and covered prescriptions<\/strong>, making comparisons easier.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; scene_position=&#8221;center&#8221; top_padding=&#8221;80&#8243; constrain_group_1=&#8221;yes&#8221; bottom_padding=&#8221;80&#8243; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; overflow=&#8221;visible&#8221; id=&#8221;aca-row&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;none&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221;&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-144","page","type-page","status-publish"],"_links":{"self":[{"href":"https:\/\/advancedemolink.com\/medicare\/wp-json\/wp\/v2\/pages\/144","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/advancedemolink.com\/medicare\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/advancedemolink.com\/medicare\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/advancedemolink.com\/medicare\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/advancedemolink.com\/medicare\/wp-json\/wp\/v2\/comments?post=144"}],"version-history":[{"count":3,"href":"https:\/\/advancedemolink.com\/medicare\/wp-json\/wp\/v2\/pages\/144\/revisions"}],"predecessor-version":[{"id":148,"href":"https:\/\/advancedemolink.com\/medicare\/wp-json\/wp\/v2\/pages\/144\/revisions\/148"}],"wp:attachment":[{"href":"https:\/\/advancedemolink.com\/medicare\/wp-json\/wp\/v2\/media?parent=144"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}